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Card fees

Find out about the card and delivery fees

C
Written by Customer Support
Updated over 2 years ago

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Card purchase fee

NO COST

Cost for your plastic card

Card activation fee

NO COST

Cost to activate card

Account registration fee

NO COST

Registering your account

Monthly usage

Monthly fee

$0.00

Monthly charge taken from card balance

Add money

Retail load

$2.00

Loading funds at a retail location*

Direct deposit

NO COST

Card-to-card transfer

NO COST

Bank-to-card transfer

NO COST

Spend money

POS PIN debit purchase

NO COST

Using your PIN for a purchase

POS signature purchase

NO COST

Using our signature only for a purchase

Bank teller withdrawal

$2.00

Withdrawing funds from a bank

POS PIN purchase (declined)

NO COST

Point of sale transaction declined

POS SIG purchase (declined)

NO COST

Signature transaction declined

Get cash

ATM withdrawal in-network (US)

$1.95

ATM cash withdrawal

ATM withdrawal out-of-network (US)

$1.95

ATM cash withdrawal out of network. Third party ATM fees may apply

ATM withdrawal (declined)

$0.50

ATM cash withdrawal declined

Information

Customer service (live agent)

NO COST

Live agent support fee

ATM balance inquiry

$0.50

Checking your balance at an ATM

Using your card outside the U.S.

Foreign Exchange Fee

3%

Fee if card is used outside of the United States

ATM withdrawal (int’l)

$2.50

Withdrawing money from an ATM outside of the US, a foreign exchange fee of 3% will apply

ATM withdrawal (declined) (int’l)

NO COST

ATM decline fee

POS PIN debit purchase (int’l)

NO COST

POS debit PIN purchase using chip or magstripe

POS signature purchase (int’l)

NO COST

POS debit signature purchase using chip or magstripe

POS PIN purchase (declined) (int’l)

NO COST

POS debit PIN decline using chip or magstripe

POS SIG purchase (declined) (int’l)

NO COST

POS debit signature decline using chip or magstripe

Other

Inactivity

$3.95

Inactivity begins after 120 days after the last transaction in the account

Close card

$5.00

Fee to close the card. If a new card is ordered, this fee will not be charged in conjunction with the replace card fee.

Replace card

$10.00

This fee is for replacing a card that is lost. If your card is stolen, we will not charge you $10.00 to replace the card

Expedited replacement card

$20.00

Fee for expedited shipping on a replacement card. This is subject to the location the card is being sent. It will not go over the fee disclosed. It could be less depending on location.

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