What Are Dividends?
A dividend is a portion of a company’s profits distributed to shareholders — usually in cash.
If you own shares (or fractional shares) of a company or ETF that pays dividends, you’ll receive a proportional payment automatically.
Most U.S. companies and ETFs pay dividends quarterly, though some may pay monthly or annually depending on their policy.
Dividends are always paid in U.S. Dollars (USD) on CUSP.
How Dividends Are Paid on CUSP
Dividends are automatically credited to your CUSP cash balance in USD.
If you hold fractional shares, your dividend payment is adjusted proportionally.
Each dividend appears in your Transaction History, clearly labelled as “Dividend.”
There’s no action needed — payments are processed automatically once received from our U.S. custodian.
Tax Withholding
US dividends are subject to a standard 30% withholding tax for non-US residents.
This tax is deducted automatically before dividends are paid to your account.
For example: if you’re owed $10 in dividends, you’ll receive $7 after tax withholding.
What You Can Do With Your Dividends
Once dividends are credited to your cash balance, you can:
Reinvest them into additional stocks, ETFs, or your Tailored Portfolio
Leave them as cash — they’ll continue earning interest if your idle cash feature is enabled
Withdraw them through a standard manual bank transfer in USD