Invite friends to CUSP Wealth, and you'll both receive a free bonus stock once they make their first trade.
How it works
Share your invite link or QR code with a friend.
Your friend creates a CUSP account using your link or QR code and completes identity verification (KYC).
Your friend deposits and makes their first trade within 45 days of signing up.
You both earn a bonus stock, which you choose from a curated selection.
Note: If your friend doesn't deposit and trade within 45 days, the bonus expires.
How to refer a friend
Go to Profile → Invite friends & Rewards.
To invite a friend:
Tap Copy link or Show QR to share your personal invite.
Or tap (+) to share it directly with your contacts.
Or copy your Invite code and share it directly with your friend.
Note: You must complete identity verification before you can invite friends.
How to sign up using a referral code
You can sign up using your invite link, QR code, or invite code:
Invite link: Tap the link, download the app if needed, and create an account. The invite is applied automatically.
QR code: Scan the code with your phone camera, tap the link, download the app if needed, and create an account. The invite is applied automatically.
Invite code: Enter the code in the pop-up banner during sign-up.
If the account has already been created, go to Profile → Invite friends & Rewards → Have a promo code? → Add and enter the code.
Within 45 days of signing up:
Complete identity verification (KYC)
Make the first deposit.
Make the first trade to qualify for the bonus.
Claim bonus: Once all steps are complete, go to Portfolio, tap "You received your bonus", and choose your bonus stock. It will be added to your portfolio as a separate holding.
Manage your referrals and rewards
Referral limit: You can have up to 20 successful invites per calendar month. An invite is successful once your friend signs up with your code and completes identity verification.
Track progress: Go to Invite friends & Rewards to see your friends’ status:
In progress: Verification, deposit, or first trade is still pending. Days remaining are shown.
Completed: All steps are complete, and your bonus is ready.
Expired: The 45-day period ended before their first trade.
Claim your bonus: When a friend completes their first trade, go to Invite friends & Rewards, tap "Select your bonus", then choose your bonus stock. It will be added to your portfolio as a separate holding.
Note: Once you reach 20 successful invites in a calendar month, your invite code won’t work for new sign-ups until the next month.
How much you can earn
Your bonus depends on your friend's first deposit:
Friend's first deposit | Your bonus |
$50 to $250 | Stock worth $10 |
$251 to $1,000 | Stock worth $30 |
$1,001 to $5,000 | Stock worth $100 |
$5,001 to $30,000 | Stock worth $300 |
$30,000+ | Stock worth $750 |
Important: Your bonus stock is locked for 45 days after it’s added to your portfolio. During this period, it can’t be sold. After 45 days, it becomes a regular holding.
Frequently Asked Questions
What reward stocks can I choose from?
What reward stocks can I choose from?
Shariah-compliant:
AAPL - Apple Inc.
NVDA - NVIDIA Corporation
Non-Shariah:
GOOG - Alphabet Inc. Class 3
MSFT - Microsoft Corporation
AMZN - Amazon.com Inc.
Is the reward paid in cash?
Is the reward paid in cash?
No. Rewards are paid as stock, which you choose from a curated selection.
Does my friend also get a bonus?
Does my friend also get a bonus?
Yes. Once your friend completes their first trade, you both earn a bonus stock.
My friend signed up, but I don't see a reward. Why?
My friend signed up, but I don't see a reward. Why?
Your friend must complete identity verification, deposit, and make their first trade within 45 days. You can check their status in your friend list on the Invite friends & Rewards page.
Why can't I sell my bonus stock?
Why can't I sell my bonus stock?
Bonus stocks are locked for 45 days after they're credited.