Why hasn’t my creditors' been settled yet?

That’s a really good question — and it’s completely understandable to wonder about the timing.
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Settlement timelines can vary from creditor to creditor because each has its own review and approval process. It also depends on how much money has built up in your Global Holdings dedicated savings account. We want to make sure there are enough funds available to make a strong, affordable offer that gives you the best chance for success.
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Sometimes, a delay simply means our negotiators are working behind the scenes to secure the most favorable terms possible. In many cases, taking a little extra time may allow for more negotiation options, depending on the creditor. If you’d like to help expedite your program, you can add extra funds directly through your portal under the My Drafts section. Even a small increase or one-time contribution can help build your balance faster, allowing new settlements to be reached sooner.
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Keeping up with your monthly drafts — and adding extra funds when you’re able — helps us stay on track so your debt can be settled within your program’s term length. You can always check your portal for real-time updates and pending offers to see your progress.