If a creditor contacts you with a settlement offer, do not accept the offer directly. Log in to the client portal and upload the offer or any related correspondence in the My Documents section so it can be reviewed by the negotiation team. What happens next: The negotiation team will review the offer If the offer is appropriate, it will be evaluated and negotiated as needed Any settlement must be presented to you for review and approval before it is finalized Accepting an offer directly with a creditor may impact ongoing negotiations or require the agreement to be reworked. If further assistance is needed: Ava can help guide you through uploading the offer. Live chat with a Client Success specialist is available during business hours. Phone support is available at 1-888-768-4767, or by emailing customerservice@ClearOneAdvantage.com, if further help is required.