ATM Limit

*Note: ATM withdrawals are only available at local ATMs outside of Singapore. Limits are not under MAS Payment Services Act 2019 (applicable to non-Singapore residential address users only).

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Free ATM limit per Month (local ATMs only – outside Singapore)

S$200

S$400

S$800

S$1000

S$1000

ATM withdrawal limit (local ATMs only – outside Singapore)

Daily: S$500

Monthly: S$5,000

Yearly: S$50,000

Daily: S$1,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

Daily: S$2,000

Monthly: S$10,000

Yearly: S$75,000

ATM withdrawal frequency (local ATMs only – outside Singapore)

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Interbank Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Interbank limit

S$2,000

S$4,000

S$10,000

S$15,000

No limit

Top Up and Transfer Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Aggregated top-up limit

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Aggregated top-up limit with Debit / Credit Card

Daily: S$10,000

Monthly: S$10,000

Yearly: S$20,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Minimum top-up limit with Credit / Debit Card

S$20

S$20

S$20

S$20

S$20

Crypto to card transfer limit

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$150,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Daily: S$30,000

Monthly: S$30,000

Yearly: S$250,000

Load Frequency – All Card Tiers

  • Daily limit: 3

  • Monthly limit: 30

  • Yearly limit: 360

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

POS Purchase Limit - Including Local ATM Withdrawals (Outside Singapore; Includes All In-Store and Online Purchases)

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

POS purchase limit - including local ATM withdrawals (outside Singapore)

Daily: S$10,000

Monthly: S$10,000

Yearly: S$50,000

Daily: S$15,000

Monthly: S$15,000

Yearly: S$150,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Daily: S$25,000

Monthly: S$25,000

Yearly: S$250,000

Card Max Balance

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Card max balance

S$10,000

S$15,000

S$25,000

S$25,000

S$25,000

Monthly CRO Rewards Limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Monthly CRO Rewards Limit

-

$25 USD equiv.

$50 USD equiv.

-

-

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have a live stake or not.

Fees

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Interbank Exchange: 0.50% on amounts above the monthly free interbank limit

  • Debit/Credit Card Top-Up:

    • Debit – 0%

    • Credit – 1%

  • Close Account: S$50

  • Reissue Card: S$50

  • Card Upgrade: Waived

  • Inactivity: S$5 per month after 12 months of inactivity

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