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How to Deposit a Check with MAJORITY?

Learn how to deposit checks into your MAJORITY account quickly, securely, and without fees.

Updated over a week ago

With MAJORITY, you can deposit checks directly from your app at no additional cost.

Step-by-step guide

  1. Open your app and select Add money > Check deposit.

  2. Enter the amount exactly as it appears on the check.

  3. Take a photo of the front of the check

    • Use a light background with no other documents.

    • Hold your phone steady.

  4. Take a photo of the back of the check

    • Endorse by signing your name.

    • Write: For deposit at MAJORITY only.

    • Check the endorsement box.

  5. Review and submit

    • Verify amount, date, and images.

    • Add a note (optional).

    • Tap Submit.

  6. You will receive an email confirmation.

Processing times

  • Checks submitted before 4 p.m. EST are reviewed the same business day.

  • Checks submitted after 4 p.m. are reviewed the next business day.

  • If accepted for processing, funds will be available within 5 business days.

Limits

  • $2,000 per check

  • $2,000 per day

  • $6,000 per month

Fees

  • Check deposits: $0.00 (no fees)

Checks not accepted

The following checks cannot be deposited:

  • Cashier’s checks

  • Money orders

  • Starter checks

  • Travelers checks

  • Checks made payable to someone other than the account holder (including joint checks)

  • Balance transfer checks

  • Checks from outside the US or not payable in USD

  • Checks older than 6 months

  • Postdated checks (dated in the future)

  • Me-to-me checks (someone writing a check to themselves)

Endorsement

On the back of the check, you must:

  • Sign your name.

  • Write: For deposit at MAJORITY only.

  • Mark the endorsement box.

(Available in both Spanish and English in your MAJORITY app).

Cancellations

Once you deposit a check, you cannot cancel it from your MAJORITY app.
Only the person who issued the check can attempt to cancel it with their bank.

💡Tip: Always keep the physical check in a safe place for 60 days in case additional verification is required.

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