With MAJORITY, you can deposit checks directly from your app at no additional cost.
Step-by-step guide
Open your app and select Add money > Check deposit.
Enter the amount exactly as it appears on the check.
Take a photo of the front of the check
Use a light background with no other documents.
Hold your phone steady.
Take a photo of the back of the check
Endorse by signing your name.
Write: For deposit at MAJORITY only.
Check the endorsement box.
Review and submit
Verify amount, date, and images.
Add a note (optional).
Tap Submit.
You will receive an email confirmation.
Processing times
Checks submitted before 4 p.m. EST are reviewed the same business day.
Checks submitted after 4 p.m. are reviewed the next business day.
If accepted for processing, funds will be available within 5 business days.
Limits
$2,000 per check
$2,000 per day
$6,000 per month
Fees
Check deposits: $0.00 (no fees)
Checks not accepted
The following checks cannot be deposited:
Cashier’s checks
Money orders
Starter checks
Travelers checks
Checks made payable to someone other than the account holder (including joint checks)
Balance transfer checks
Checks from outside the US or not payable in USD
Checks older than 6 months
Postdated checks (dated in the future)
Me-to-me checks (someone writing a check to themselves)
Endorsement
On the back of the check, you must:
Sign your name.
Write: For deposit at MAJORITY only.
Mark the endorsement box.
(Available in both Spanish and English in your MAJORITY app).
Cancellations
Once you deposit a check, you cannot cancel it from your MAJORITY app.
Only the person who issued the check can attempt to cancel it with their bank.
💡Tip: Always keep the physical check in a safe place for 60 days in case additional verification is required.