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Can I increase or reduce my deposit later?

Updated today

You can increase your deposit, but you cannot reduce it.

Your deposit can be increased at any time up to your approved credit limit (maximum $3,000). Increasing your deposit raises your credit limit, which can help lower your credit utilization and support your credit-building journey.

Example: You start with the minimum deposit of $200, giving you a $200 credit limit. A few months later, you add another $300, bringing your deposit and credit limit to $500. You can keep adding over time until you reach your approved limit.

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