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What happens if I miss a credit card payment?

Updated today

If you do not make at least the minimum payment by 10 PM (ET) on your due date, your credit account will be considered past due and certain consequences may apply:

  • A late fee of up to $25 is applied automatically.

  • Your card may be frozen until you make your minimum payment.

  • Your late payment may be reported to the credit bureaus, which may impact your credit score.

💡Tip: Enable app notifications or set calendar alerts to make sure you never miss a payment.

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