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When does my downgrade to the Base plan take effect?

When the downgrade applies and what you can/cannot do while it is pending.

Your downgrade to the Base plan does not take effect immediately. It is scheduled for the end of your current 30-day billing cycle. Until that cycle ends, you remain a Plus member.

While the downgrade is pending, you can:

  • Use the services and benefits available with Plus.

  • Add money via all methods available for Plus.

  • Use your MAJORITY Visa® debit card.

  • Use the other features available for the Plus plan.

While the downgrade is pending, you cannot:

  • Apply for a new credit card.

  • Request a new debit card.

  • Create new Pockets.

If you want to do any of these things, you must first cancel the downgrade.

When the downgrade takes effect

At the end of your billing cycle:

  • Your digital and physical MAJORITY Visa® debit card will be frozen.

  • Your account will switch to the Base plan.

  • You will have access to the features and fees corresponding to the Base plan.

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