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How does the MAJORITY membership charge work and what happens if I do not have enough funds?

Learn how your membership is charged, what it includes, and what to do if your balance is low.

Updated today

The MAJORITY membership is $5.99 per month. Keeping it active gives you access to all our services:

  • An FDIC-insured account to receive direct deposits

  • A personalized Visa® debit card

  • International money transfers

  • Free calls to over 25 countries, including Mexico, the US, and Colombia

And many more features designed for you!

How is the membership charged?

  • The monthly fee is automatically deducted from your MAJORITY account every 30 days

  • If your balance is low, and you have an external card on file, the charge will be made to that card

  • If you do not have sufficient funds and no external card, your membership will become inactive

💡Tips

  • By setting up direct deposit, you can receive your salary up to 2 days earlier directly into your MAJORITY account.

  • Add an external card as a backup payment method to avoid interruptions and keep enjoying all your benefits.

For more information, please visit our Terms and Conditions.

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