If you've tried sending money to Peru and encountered issues, the problem may be related to the use of the CCI, or Interbank Account Code, which is a fundamental requirement for bank transfers in Peru.
What is the CCI?
The CCI is a unique code that identifies each bank account in Peru. This code facilitates interbank transfers and must be entered correctly when sending money. The CCI consists of 20 digits and is essential for ensuring the money reaches the intended account without issues.
How to Obtain the CCI?
It's easy to find the CCI of the account you want to send money to. Each bank in Peru offers online tools for users to quickly obtain their CCI. Here's how you can do it for two of the largest banks in the country:
Banco de Crédito del Perú (BCP): To obtain the CCI for a BCP account, visit [this link]. You'll only need the account number, and the system will provide the corresponding CCI.
Interbank: For Interbank accounts, you can obtain the CCI using [this link]. Enter the account number, and in a few seconds, you'll have the CCI ready to use.
Instructions for Sending Money Correctly
Obtain the CCI: Ensure that the person you're sending money to provides you with the correct CCI for their account.
Enter the CCI in the Remittance Form: When filling in the details for the transfer, enter the CCI in the account number field. This step is crucial to ensure the remittance is processed correctly.
Verify the Information: Before confirming the transfer, double-check that the numbers are entered correctly, along with the beneficiary's name. An incorrect CCI can delay or fail the transaction.