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What are the Fees in UGLYCASH?

You'd like to know the fees for everything you do with us. And here they are — clear as water and very Ugly (beautiful in our own way).

🏧 Withdrawing cash from an ATM using your Ugly Visa card.

*These ATM fees and reimbursement rules will start being implemented on February 9.
​
When withdrawing cash from an ATM, two types of fees may apply:


1. UGLYCASH withdrawal fee
This fee depends on the country where the ATM is located:

El Salvador & Ecuador

USD $2.50 + 2%

Mexico

USD $2.50 + 1.35%

Argentina & Bolivia

USD $2.50 + 1%

Rest of the world

USD $2.50 + 1%
​

2. ATM access fee

Some ATMs charge an additional access or convenience fee. This fee is set by the ATM operator, not by UGLYCASH, and it adds an extra cost to your withdrawal.

Even though this fee is outside our control, we try to help offset part of that cost through a partial reimbursement incentive.
​

How it works

  • The reimbursement only applies if the ATM actually charged an access or convenience fee.

  • We can confirm this after the withdrawal is completed in UGLYCASH (not while it is “Pending” or “Processing”).

  • Reimbursements are not instant and are processed weekly.

If applicable, every Friday you may receive:

USD $0.75 + 0.25% of the fees, credited automatically in RSR.

If the ATM did not charge an access or convenience fee, no reimbursement applies.

🏦 Sending/receiving bank transfers in the US.

Sending

ACH (sending)

  • USD $2 per transfer

  • Charged per transaction

  • Free transaction allowance applies for Ridiculously Exclusive Members.

Wire (sending)

  • Currently not supported

Receiving

ACH transfers into your U.S. Virtual Account

  • USD $2 per transfer

  • Charged per transaction

Wire transfers into your U.S. Virtual Account

  • USD $15 per received wire transfer for all countries

  • Charged per transaction

  • Wire transfers are not included in the monthly free quota for Ridiculously Exclusive Members

🔗Depositing/withdrawing Cryptocurrencies.

Depositing crypto:

  • $0 (we're subsidizing it)

Withdrawing crypto:

  • Operational fee:

    • USD $1 if under $100

    • USD $2 if $100 or more

    • eUSD, hyUSD, and USD3 on Base network: $0

  • Network fee:

    • The fee amount will be displayed before you confirm your transaction.

    • The fee is set by each blockchain and may fluctuate depending on network congestion levels.

    • eUSD withdrawals (Base, Ethereum) remain fee-free, as they’re still covered by Reserve Protocol.

💳 Using your UGLYCASH Visa Card.

  • For now: $0.

But careful: free for you ≠ free for us.

What do we charge you?

Foreign exchange commission (currency conversion based on your country):

  • Colombia 1%

  • México 0.66%

  • Rest of the world 2.5%

Costs we cover ourselves:

  • Transaction processing (Visa, Tribe, Payblr)

  • Keeping your card active

  • Security and monitoring for every use

  • FX conversion fees

💱Buying/selling eUSD with MXN on UGLYCASH.

Fees are applied automatically based on your account country.

If you're a Mexican resident: no extra fees.
​If you're not a Mexican resident: USD $1.5 per eUSD purchase or sending to MXN account.
​

💸 Sending regular local bank transfers


​

Fees are applied per transaction and only for local bank withdrawals within the user’s country.
❌ International bank withdrawals are not supported.
​

🇸🇻 El Salvador

$4.00 → withdrawals from $1.00 to $199.99

$5.00 → withdrawals of $200.00 and above

🇩🇴 Dominican Republic

Fixed fee: $2.00

Variable fee: 1.5% of the withdrawal amount

🇬🇹 Guatemala

Fixed fee: $2.00

Variable fee: 1.0%

Applies only to amounts above $99.99

🇭🇳 Honduras

Fixed fee: $2.00

Variable fee: 1.25%

🇨🇷 Costa Rica

Fixed fee: $2.00

Variable fee: 1.0%

🇨🇴 Colombia

Fixed fee: $2.00

Variable fee: 0.35%

🇵🇪 Peru

Fixed fee: $2.00

Variable fee: 1.0%

🇨🇱 Chile

Fixed fee: $2.00

Variable fee: 1.0%

🇪🇨 Ecuador

Fixed fee: $2.00

Variable fee: 0.5%
​

Paraguay

Fixed fee: $0.5
Varaible fee: 1%

⚠️ Important Notes

  • Fixed fee: a set charge applied per withdrawal, regardless of the amount (or based on the range defined in each country).

  • Variable fee: a percentage-based charge calculated on the withdrawal amount, which may vary by country.

  • All withdrawals are processed as local bank transfers, within the user’s country.

💸 Sending fast local bank transfers

Fast local withdrawals are available 24/7, including weekends and public holidays.

The fee for each withdrawal consists of:

  • A fixed fee.

  • A variable fee calculated as a percentage of the amount withdrawn.

The fixed fee and the variable fee are added together to calculate the total withdrawal fee.

International bank withdrawals are not supported.
​

🇸🇻 El Salvador

Fixed fee: US$4.00
​Variable fee: 1.00% of the withdrawal amount
​Maximum total fee: US$9.00

Example: For a US$100 withdrawal, the total fee is US$5.00: a US$4.00 fixed fee plus US$1.00, which is 1% of US$100.

🇬🇹 Guatemala

For withdrawals below US$200:

Fixed fee: US$3.50
​Variable fee: 1.00% of the withdrawal amount

For withdrawals of US$200 or more:

Fixed fee: US$4.00
​Variable fee: 1.00% of the withdrawal amount

🇭🇳 Honduras

For withdrawals of US$200 or less:

Fixed fee: US$4.00
​Variable fee: 1.25% of the withdrawal amount
​

For withdrawals above US$200:

Fixed fee: US$4.50
​Variable fee: 1.25% of the withdrawal amount

🇩🇴 Dominican Republic

Fixed fee: US$3.50
​Variable fee: 1.75% of the withdrawal amount

🇨🇷 Costa Rica

Fixed fee: US$3.50
​Variable fee: 1.25% of the withdrawal amount

🇨🇱 Chile

Fixed fee: US$3.50
​Variable fee: 1.50% of the withdrawal amount

🇵🇪 Peru

Fixed fee: US$4.00
​Variable fee: 1.00% of the withdrawal amount

The exact fee will always be displayed in the UGLYCASH app before you confirm your withdrawal.

💶Sending/receiving bank transfers in Europe.

  • 0.5% margin over our partner’s EUR/USD rate

  • Receiving: $2

  • Sending: $2

💸Depositing or withdrawing cash through Puntoxpress.


​USD $2 fixed per deposit.

USD $3 fixed per depositwithdrawal.

💴 Sending/receiving bank transfers in Nigeria.

  • Receiving: Free.
    Incoming transfers are subsidized by UGLYCASH.

  • Sending: A 0.25% fee applies to the amount you send.

🔗Receiving funds with our Payment Link.

  • No fees!

Operation

Fee

ATM withdrawal (UGLYCASH card)

Variable per country

Using UGLYCASH Visa card

Free (subsidized by UGLYCASH)

Bank transfers (U.S. – receive)

USD $2 fixed per ACH transaction

USD $15 fixed per WIRE transaction

Bank transfers (U.S. – send)

From Argentina and Colombia: USD $3 flat fee per transaction.
​

From the rest of the world: 1% of the amount sent, with a minimum fee of USD $3 and a maximum fee of USD $20.

Bank transfers (Europe – send/receive)

Receiving:

$2 per transaction
​
​Sending:

$2 per transaction

Bank transfers (MXN – send/receive)

Receiving:

$2 per transaction
​
​Sending:

$2 per transaction

Local Bank transfers

Variable per country

Bank transfers (Nigeria send/receive)

Free (subsidized by UGLYCASH)

Buy/sell eUSD with MXN

0.5% margin over Banxico rate

MX residents: $0

Non-residents: USD $1.5

Deposit crypto

Free (subsidized by UGLYCASH)

Withdraw crypto

USD $1 if under $100

USD $2 if $100 or more

Cash deposit/withdrawal at Puntoxpress locations

USD $2 fixed per operation

Cash withdrawals at MoneyGram locations

USD $2 per transaction under $100.

USD $2 + 1% per transaction over $100.

🧠 Want to go deeper?

If you're the kind of person who likes to read everything, here's where the magic happens:

👉 Join our subreddit

There you'll find even more detailed info, updates, discussions, and you can ask all the questions you want. The team replies — and so do other users 💬🔥

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