What is an accredited investor?

An accredited investor is an individual, entity, or financial institution with a special financial status that enables them to invest in certain opportunities that are not legally available to ordinary investors.

An accredited investor qualifies under one of these options;

  • (j.1) an individual who beneficially owns financial assets (which term excludes real estate) having an aggregate realizable value that, before taxes but net of any related liabilities, exceeds $5,000,000;

Or

  • (j) an individual who, either alone or with a spouse, beneficially owns financial assets (which term excludes real estate) having an aggregate realizable value that, before taxes but net of any related liabilities, exceeds $1,000,000;

Or

  • (k) an individual whose net income before taxes exceeded $200,000 in each of the two most recent calendar years or whose net income before taxes combined with that of a spouse exceeded $300,00 in each of the two most recent calendar years and who, in either case, reasonably expects to exceed that net income level in the current calendar year;

Or

  • (l) an individual who, either alone or with a spouse, has net assets that exceed $5,000,000.

In Canada, the details of the official definition of an accredited investor and who qualifies as one can be found in section 1.1 of the National Instrument 45-106.

Can an accredited investor invest with addy?

We are not here to help accredited investors with their deal flow. However, we do see a way for accredited investors to assist addy in eliminating barriers to entry so that everyone can invest in Canadian real estate. If you're an accredited investor and want to invest, learn more here: https://www.addyinvest.com/accreditedinvestors/

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