Ainslie Saver is a pooled (“unallocated”) holding that is fully backed 1:1 by gold and/or silver stored in secure vaults.
You own metal by weight, not specific bars or coins.
It’s designed as a low-friction way to accumulate bullion over time.
Eligibility
Available to individuals only (not to companies, trusts, or SMSFs).
You need a verified Ainslie online account.
Fees & pricing
Pricing is the same as Unallocated – you get the same metal exposure and rates.
Redeem to physical: flat $250 fee per redemption.
For smaller balances, this fee can outweigh the benefit of taking physical delivery.
No ongoing “account fee” beyond the unallocated pricing and redemption fee.
Once you have deposited funds to your account, the balance that shows is reflective of the buyback price if you were to sell back to us.
Deposit rules (PayID only)
Deposits into Ainslie Saver must follow these rules:
Minimum per deposit: $50
Maximum per deposit: $20,000
Over/under amounts outside these limits are returned.
Use either:
your personal PayID, or
the BSB & Account shown in your Ainslie Saver portal.
Recurring payments:
Some banks do not support recurring PayID.
If your bank does not support it, set up a recurring BSB transfer instead.
Processing/availability timing is bank-dependent; funds are applied once received.
How to set up Ainslie Saver
Create or verify your Ainslie account.
In your account, open Ainslie Saver and activate it.
Choose your gold/silver split (for example, 60% gold / 40% silver).
Use your personal PayID or BSB & Account to start depositing.
Managing your split
You can change your allocation between gold and silver at any time.
Changes apply to future deposits – your existing balance remains in its current allocation unless you separately sell/redeem and re-establish.
Redeeming or selling
You have two main options:
Redeem to physical
$250 fee per redemption.
We supply bullion bars of our choice of the appropriate metal and weight.
You may request specific bars, but barring costs and extra time may apply.
Allow 2 business days’ notice for us to process your redemption.
Sell back
Minimum sell amount: $50, or your full balance if less than $50.
To sell, email us with your instructions.
We will process your sellback request promptly during our business hours.