How the options compare
Each storage option suits a different priority. The table below compares them side by side.
| Unallocated | Allocated | Ainslie Saver | Vault |
What you own | Metal by weight | Specific bars/coins | Metal by weight | Specific bars/coins |
Ongoing storage cost | None | Yes | None | Yes |
Minimum | $5,000 per transaction | $10,000 per transaction | $50 per transaction | None |
Custodian | Ainslie | Ainslie | Ainslie | You / the Vault |
Insured & audited | Yes | Yes | Yes | Via the vault |
Redeeming | No charge unless choosing bar | No charge | $250 per redemption | Not applicable |
Selling | No charge | No charge | No charge | No charge |
Company/SMSF | Yes | Yes | No (Personal only) | Yes |
Statement of Holdings | Yes | Yes | No | Via the vault |
Which one suits you?
Still deciding? Here's the quickest way to tell which option fits.
Choose unallocated if you want exposure to bullion with no ongoing storage fee, and you're comfortable holding a claim to metal by weight rather than specific bars, meaning on redemption you may receive larger bars to make up your holding.
Choose allocated if you want to choose the specific bars or coins you own, by size and brand, and you don't mind an annual storage fee to have them stored and kept segregated for you
Choose Ainslie Saver if you want to start small and build up over time with regular deposits, and you're saving to sell for a profit later rather than to take physical delivery.
Choose a third-party vault if you'd rather hold your own bullion in a professional, purpose-built facility, keep your storage separate from your dealer, or need larger locker space.