After selecting how many installments (2, 3, or 4), you choose WHEN each monthly payment is due. AlyaPay offers four date options to match your income schedule.
Four payment date options
When completing your purchase on your phone, select one of these dates for your monthly payments:
Same Date as Purchase
Payments due on the same day each month as your purchase
Example: Purchase on January 10
Jan 10 (first payment)
Feb 10, Mar 10 (remaining payments)
1st of Each Month
All payments due on the 1st
Example: Purchase on January 10
Jan 10 (first payment)
Feb 1, Mar 1 (remaining payments)
5th of Each Month
All payments due on the 5th
Example: Purchase on January 10
Jan 10 (first payment)
Feb 5, Mar 5 (remaining payments)
How to choose
Match your salary date:
Your Payday | Recommended Payment Date |
End of month (27-31) | 1st of month |
1st-3rd of month | 5th of month |
Any other date | Same date |
Other date | The same chosen date each month |
Rule of thumb: Choose a date 2-3 days after your salary arrives.
At checkout (on your phone)
After selecting your plan, tap one option:
Same date
1st of each month
5th of each month
Important notes
First payment always today - Regardless of date choice
Remaining payments - Will be on your selected date
Cannot be changed - Choose carefully before confirming
All purchases can have different dates - Choose per purchase
Payment reminders
You'll receive SMS reminders before each payment.
Tips for success
✅ Choose 2-3 days after payday - Ensures funds are available
✅ Consider other bills - Don't overlap with major expenses
✅ Check existing purchases - Avoid too many payments on same date
✅ Enable notifications - Never miss a payment reminder
✅ Keep payment method updated - Ensure card is valid
Multiple purchases, different dates
You can have multiple purchases with different payment dates:
Example:
Purchase 1: Payments on 1st of month
Purchase 2: Same date (20th of month)
Tip: Spread payment dates across the month to manage cash flow better.
Frequently asked questions
Q: Can I change the payment date after purchase?
A: No, it's fixed once you confirm. Choose carefully.
Q: Can each purchase have a different date?
A: Yes! Select a date for each new purchase.
Q: What if I choose 1st but February only has 28 days?
A: Payment will be on the 1st as normal. This only matters if you choose "same date" on 29th, 30th, or 31st.
Q: Should I choose the same date for all purchases?
A: Not necessarily. Spreading payments across different dates can help with cash flow.
Q: Can I see all payment dates in one place?
A: Yes, the AlyaPay app shows a calendar with all upcoming payments.
Summary
Four options: Same date, 1st or 5th of each month
Strategy: Choose 2-3 days after your payday
Flexibility: Each purchase can have different dates
Set once: Cannot be changed after confirming