Most payment plans available on Approovl will not affect your credit score.
Please see this table for reference:
Payment plan | Credit check | Will applying affect my score? |
Klarna Financing | Possible hard inquiry | Possibly |
Klarna Installments | Soft inquiry | No |
Acima | Possible soft inquiry | No |
While applying typically does not affect your credit score, it's important to note that payment history, credit utilization, and late payments may be reported to credit bureaus, which can either improve or hurt your score.
To learn more about the specifics around each payment plan, see our Finance Partner Resources page.