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Will using Approovl affect my credit score?
Will using Approovl affect my credit score?
Nick avatar
Written by Nick
Updated this week

Most payment plans available on Approovl will not affect your credit score.

Please see this table for reference:

Payment plan

Credit check

Will applying affect my score?

Klarna Financing

Possible hard inquiry

Possibly

Klarna Installments

Soft inquiry

No

Acima

Possible soft inquiry

No

While applying typically does not affect your credit score, it's important to note that payment history, credit utilization, and late payments may be reported to credit bureaus, which can either improve or hurt your score.

To learn more about the specifics around each payment plan, see our Finance Partner Resources page.

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