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Understanding Your Energy-Integrated Loan Options

A short guide to your mortgage quotes powered by Arcasa: what you pay, what you save, and how Arcasa enhances your loan options.

Updated over a month ago

Down Payment + Closing Assistance

Money you don’t have to come up with—this is help Arcasa provides to cover part of your upfront home costs.

Est. Utility Savings

The monthly electricity bill drop expected once your solar energy system's up and running.

Federal Tax Credit

The potential tax relief provided by the federal government for purchasing a solar energy system. It's 30% of the Solar System Cost described below. Currently solar systems must be substantially completed by Dec. 31st, 2025 to qualify.

Down Payment

Your upfront contribution toward owning your home. Arcasa can cover this for you so you can buy a home with draining your personal finances.

Closing Costs

Lender fees, title, and other fun things to finalize your loan. The good news? Arcasa can cover these too—so you don’t have to.

Total Cash to Close

The full amount you need to bring to closing to get your home. But with Arcasa, solar takes a shine off the total—we can help lower what you owe up front.


System Size

Measured in kilowatts, it's the primary characteristic of your solar setup. Bigger systems mean more power, more savings, and yes—more bragging rights.

Batteries

Measured in kilowatt-hours, optional energy storage lets you use your solar power at night or during grid outages.

Solar System Cost

The full price of your solar setup—rolled right into your mortgage. So no surprises and no awkward payment convos with Arcasa. Just one mortgage payment for your home and system.

Loan Amount

Your home loan plus your solar system, all in one tidy number. No need to juggle more than one price—because, let’s be honest, math is hard.

Interest Rate

The cost to borrow money for your loan.

Principal & Interest

Your monthly mortgage payment before taxes and insurance. Check with your loan officer about those other amounts.

Net Monthly Cost

What your principal and interest payment feels like after factoring in estimated utility savings from solar.

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