First payout delays
Your first payout is typically available 7 days after you add your bank account and take your first successful payment on Stripe. This delay allows Stripe to mitigate some of the risks inherent in providing credit services.
This waiting period can be up to 14 days for businesses in certain industries, and up to 30 days in countries like Brazil. To see a full list of payout schedules by country and industry, visit this page.
Reserves
A reserve is a temporary hold on a portion of a business's funds, used by payment processors like Stripe to cover potential losses from disputes and refunds. The size of the reserve is based on the level of risk associated with a business, considering factors such as industry conditions, payment activity, and financial stability.
Reserves are a common industry practice used by payment processors such as Stripe, and other financial institutions See this page for more information
ACH limits
Stripe normally places an ACH limit of around $6000 for new accounts.
If you would like to discuss increasing this limit sooner, please contact Stripe Support.