Round Ups are a great way to get started with savings.  The Routine is simple to setup and will allow you to save small amounts of money on a recurring basis, using a "spending" account as the data source.

Starting on the specified Start Date, Astra will calculate an amount for each of the transactions on your Spending Account. 

On a weekly basis, that sum will transfer between your Source and Destination Accounts. Your Spending Account can be either a checking or credit card account. 

A few examples:

  • I purchase a coffee for $2.48, Astra will round up to $3.00 and plan to save $0.52.
  • My Netflix subscription processes for $12.99, Astra will round up to $13.00 and plan to save $0.01.
  • I buy lunch at my favorite taco truck for $10.00, Astra will round up to $11.00 and plan to save $1.00.

Instead of making hundreds of transactions, a round up for every transaction you make, Astra instead will gather all of the round ups for an entire week and will then move them all at once as a single transaction from your Source account to your Destination account.

Every week, the day before your weekly transfer of all the round ups is set to execute, you will receive an email and push notification with the amount of the transfer.  If you want to cancel or pause the transaction before it executes, you may do so if you access that Routine via the Routines section in the application.

As always, if you have any other questions please feel free to reach out via email at help@astra.finance or on intercom on our website or in the app.

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