No — the AstroPay Card is prepaid, not credit.
This means:
You can only use it if you have available balance in your AstroPay account.
The full amount is deducted instantly from your balance.
It does not allow installments or generate monthly bills.
How It Works
When you make a purchase, the amount is immediately deducted from your balance.
If you don’t have enough balance, the payment will be declined.
At physical POS machines, it’s processed as “credit” but functions as a prepaid card.
Quick Comparison
Feature | AstroPay Card |
Type | Prepaid |
Requires balance | Yes |
Monthly bill | No |
Accepted as credit | Yes (at POS) |