Do I need a SWIFT code to send euros or pounds?
No, we don’t provide SWIFT codes. Don’t worry—you can send transfers using only the IBAN.
How do I transfer without a SWIFT code?
Simply provide the recipient’s full IBAN. It has all the information needed to process the transfer successfully.
Why is the IBAN enough?
The IBAN already includes:
Country code
Bank code
Account number
So there’s no need for a SWIFT code for IBAN/SEPA-compatible transfers.
Quick tips
Transfer to Germany (euros) → use only the IBAN.
Transfer to the UK (pounds) → use only the IBAN.
If your bank asks for a SWIFT, you can explain it’s not required for IBAN transfers.