The following rules apply to top-ups and transfers in Ghana:
Top-ups in Ghana (GHS): 5% surcharge on each top-up.
Currency conversions:
GHS → KES: 5% spread
KES → USDT: 5% spread
GHS → COP: 5% spread
COP → USDT: 1% spread
How does this affect you?
If you top up in Ghana, you’ll pay a 5% surcharge immediately.
If you transfer funds to other currencies (KES or COP) and later withdraw in USDT, the spreads will apply according to the rules above.
These changes are designed to reduce abuse and protect all users, while ensuring compliance and financial stability.