When you deposit money in your account, it automatically earns 115% of the CDI.
How it works
The CDI is a reference rate that changes over time.
The yield is calculated every business day.
We apply 115% of the daily CDI to your balance.
Income tax (22.5%) is automatically deducted.
You always see the net amount (with taxes already deducted).
Example
If the CDI is at 14.9% per year and you have BRL 1,000 in your account, you will earn on average BRL 0.49 per business day net.