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Spend Power

Your Spend Power is the total of your Atlas Credit limit and deposit.

Updated over a week ago

What is Spend Power?

Spend Power is the amount you can spend with your Atlas card. It combines two things:

  • Unsecured credit – the amount Atlas gives you

  • Secured credit – the funds you deposit into your Atlas account

Together, these create your Spend Power—your total available spending limit.

Example:

If Atlas gives you $50 in credit and you add $50 in deposits, your total Spend Power becomes $100.

Why it matters

Spend Power gives you more flexibility. The more you deposit or grow your credit, the more you can spend.

FAQs

Q: Is Spend Power the same as my credit limit?

A: Not exactly—Spend Power includes your credit plus any deposits in your Atlas account.

Q: How can I increase my Spend Power?

A: Set up direct deposit or add funds to your Atlas account—both can help it grow.

Q: Why did my Spend Power drop?

A: It can go down if you withdraw funds, your credit changes, or you have pending transactions.

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