How to set it up
Open the Atlas app
Go to the Money tab to view your Deposit Account
Tap Unlock up to $250 Payroll Credit
Follow the prompts to link your paycheck and finish setup
Why link your paycheck?
Faster pay — Get paid up to 2 days early
Boosts automatically — Spend Power grows after each deposit
Up to $250 credit — Grows every other paycheck
Perks — Reach Platinum Tier with $250+ deposits and unlock Mystery Boxes
FAQs
Q: Do I have to deposit my full paycheck?
A: No! Even small deposits help grow your Spend Power.
Q: Is this a loan or cash advance?
A: Atlas is a rewards credit card. No interest, no payback.
Q: How do I get the full $250 Payroll Credit?
A: Keep steady direct deposits. Your limit increases consistently over time.