Transaction Limits of Popular E-Wallets in Bangladesh (Nagad, Upay, Rocket, TapTap Send, OK Wallet)
In the context of digital payments and Mobile Financial Services (MFS) in Bangladesh, every E-Wallet has specific Transaction Limits. These limits are determined according to Bangladesh Bank policies and the rules of the respective service providers.
Bangladesh E-Wallet Transaction Limits and Baji Live Payment Gateway Guide
To transact uninterruptedly on Baji Live, it is essential to have an idea about the site's Payment Gateways alongside the daily limits of the e-wallets (bKash, Nagad, Rocket, Upay). Each gateway has its own deposit limit. Detailed wallet-wise information is provided below.
1. bKash Transaction & Gateway Guide
bKash is the most popular medium on Baji Live. Multiple gateways can be used here for Cash Out and Send Money.
Transaction Type | Baji Live Gateways | Site Limit (Per Transaction) | Wallet Daily Limit | Wallet Monthly Limit |
Cash Out | TM-Cashout | 25,000 ৳ | 30,000 ৳ | 2,00,000 ৳ |
Cash Out | • SG-Cashout • BKK-Cashout | 30,000 ৳ | 30,000 ৳ | 2,00,000 ৳ |
Cash Out | • SL-Cashout (Non-VIP) | 25,000 ৳ | 30,000 ৳ | 2,00,000 ৳ |
Send Money | • SG-Send Money • Send Money (Bonasa Pay) | 25,000 ৳ | 25,000 ৳ | 2,00,000 ৳ |
Cash In | (By Agent during withdrawal) | 25,000 ৳ | 50,000 ৳ | 3,00,000 ৳ |
2. Nagad Transaction & Gateway Guide
Below are the transaction rules and gateway list for Nagad users.
Transaction Type | Baji Live Gateways | Site Limit (Per Transaction) | Wallet Daily Limit | Wallet Monthly Limit |
Cash Out | • SG-Cashout • BKK-Cashout | 30,000 ৳ | 30,000 ৳ | 2,00,000 ৳ |
Cash Out | • TM-Cashout • SL-Cashout (Non-VIP) | 25,000 ৳ | 30,000 ৳ | 2,00,000 ৳ |
Send Money | • SG-Send Money • Bonasa Pay | 25,000 ৳ | 30,000 ৳ | 2,00,000 ৳ |
Cash In | (By Agent during withdrawal) | 25,000 ৳ | 50,000 ৳ | 3,00,000 ৳ |
3. Upay Transaction & Gateway Guide (Highest Limit)
'Upay' is best for large transactions because its daily Send Money and ATM Cash Out limits are higher than others.
Transaction Type | Baji Live Gateways | Site Limit (Per Transaction) | Wallet Daily Limit | Wallet Monthly Limit |
Cash Out | • SG-Cashout • BKK-Cashout • SL-Cashout | 25,000 ৳ | 30,000 ৳ (Agent)
50,000 ৳ (ATM) | 2,00,000 ৳ |
Send Money | • Bonasa Pay | 25,000 ৳ | 50,000 ৳ | 2,00,000 ৳ |
Cash In | (By Agent during withdrawal) | 25,000 ৳ | 50,000 ৳ | 3,00,000 ৳ |
Tips: If you use the Bonasa Pay (Send Money) gateway and have an 'Upay' account, you can deposit up to 50,000 BDT per day (in two transactions of 25,000 each).
4. Rocket
Gateways and limits applicable for Rocket e-wallet.
Transaction Type | Baji Live Gateways | Site Limit (Per Transaction) | Wallet Daily Limit | Wallet Monthly Limit |
Cash Out | • SG-Cashout (Rocket) • TM-Cashout (Rocket) • BKK-Cashout (Both) • SL-Cashout (Rocket) | 25,000 - 30,000 ৳ | 30,000 ৳ | 1,50,000 ৳ |
Send Money | • SG-Send Money • Bonasa Pay (Both) | 25,000 ৳ | 25,000 ৳ | 2,00,000 ৳ |
Cash In | (By Agent during withdrawal) | 25,000 ৳ | 50,000 ৳ | 3,00,000 ৳ |
5. OK Wallet
Gateways and limits applicable for OK Wallet.
Transaction Type | Baji Live Gateways | Site Limit (Per Transaction) | Wallet Daily Limit | Wallet Monthly Limit |
Cash Out | • SG-Cashout (Rocket) • TM-Cashout (Rocket) • BKK-Cashout (Both) • SL-Cashout (Rocket) | 25,000 ৳ | 30,000 ৳ | 1,50,000 ৳ |
Send Money | • SG-Send Money (Rocket) • Bonasa Pay (Both) | 25,000 ৳ | 30,000 ৳ | 2,00,000 ৳ |
Cash In | (By Agent during withdrawal) | 25,000 ৳ | 50,000 ৳ | 3,00,000 ৳ |
What to do when limits are reached
Daily limit reached: Resets automatically after 12:00 AM the next day.
Monthly limit reached: Reactivates in the following month.
For emergency transactions, you can use an alternative e-wallet or other Baji Live payment methods (e.g., Bank Transfer).
If necessary, you can conduct transactions using additional linked phone numbers (A total of 6 numbers can be linked on Baji Live: 1 main and 5 additional).
Check account verification to ensure status (Higher limits apply to NID-verified accounts).
Important Information
Cash In: Only possible via Agent/Merchant.
Cash Out / Send Money: Customers can use these during deposit.
Each e-wallet limit is phone number-based.
Using multiple accounts or bypassing limits is against policy.
Frequently Asked Questions (FAQ) - Baji Live Transactions & Limits
Question 1: Is there any specific limit for transactions on the Baji Live site?
Ans: No, there is no set limit for transactions from the Baji Live site itself. You can transact as much as you want. However, since transactions are done via e-wallets (bKash, Nagad, Rocket, etc.), you must follow the daily or monthly limits of that specific wallet.
Question 2: What are the minimum and maximum deposit limits on Baji Live?
Ans: Depending on the gateway, the minimum deposit on Baji Live is 500 BDT (some gateways like SL-Cashout start from 100 BDT, but this is only for Non-VIPs). There is no maximum limit for the site, but according to e-wallet rules, you can usually deposit up to 25,000 to 30,000 BDT at a time.
Question 3: My e-wallet's daily limit is over, how do I deposit on Baji Live now?
Ans: If your bKash limit is over, you can use Nagad, Rocket, or Upay accounts on the same SIM card. Alternatively, you can deposit using another phone number linked to your Baji Live account.
Question 4: Which limit applies when Withdrawing?
Ans: When withdrawing, the Agent performs a 'Cash In' to your number. Therefore, your wallet's Cash In limit will apply. If your wallet is full (3 Lakh BDT), the withdrawal will fail.
Question 5: Can I deposit 50,000 BDT in one day using any e-wallet?
Ans: No, because as a regular customer, the daily Send Money/Cash Out limit for bKash is 25,000-30,000 BDT. However, if you use 'Upay', you can deposit up to 50,000 BDT per day using the Send Money gateway.