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How Do Payouts Work at Bankroll U?

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Written by RJ Heller

At Bankroll U, payouts are designed to reward progress and skill as you move through each stage of the program. This guide explains how payouts are structured, when you earn them, and how they're calculated.


Overview

  • Payouts are only available in the Pro Levels (not the Combine).

  • After you pass the Combine, you begin at P10, the first Pro Level.

  • Each Pro Level has three requirements:

    1. Performance Target

    2. Activity Target,

    3. which must be met within 14 days

  • When both targets are hit in a Pro Level, you receive a cash payout into your Prize Wallet.

  • Funds in the Prize Wallet can be withdrawn anytime. Bankroll U processes payout requests the same day — how quickly the funds land in your account after that depends on your bank.


How Payouts Are Calculated

Each level follows this structure:

  • P10: 10% of your in-level profit

  • P20: 20% of your in-level profit

  • P40: 40% of your in-level profit

  • P80: 80% of your in-level profit

In-level profit is defined as the difference between your starting and ending Bankroll for a given level. The payout is calculated only on this profit, and is deposited into your Prize Wallet immediately upon level completion.


Example Walkthrough

Let's walk through an example using a $1,000 starting Bankroll which would cost $49. This example assumes you hit each level's Profit Target exactly — in practice, many players earn more than the minimum target, which increases their payout accordingly.

Combine

  • Profit Target: 15% of your $1,000 Initial Account Size = $150

  • You hit your target and pass the Combine.

  • No payout is issued here — the Combine earns you free access to the Pro Levels.

  • You move on to P10 with a $1,000 Bankroll.

P10

  • Profit Target: 20% of your $1,000 Level Start Balance = $200

  • Bankroll balance at completion of level: $1,200

  • In-level profit: $200

  • Payout: 10% of $200 = $20

  • Starting Bankroll for P20: $1,180 (the $20 payout is removed and added to your wallet)

P20

  • Profit Target: 25% of your $1,180 Level Start Balance = $295

  • Bankroll balance at completion of level: $1,475

  • In-level profit: $295

  • Payout: 20% of $295 = $59

  • Starting Bankroll for P40: $1,416 (after removing payout)

P40

  • Profit Target: 30% of your $1,416 Level Start Balance = $425

  • Bankroll balance at completion of level: $1,841

  • In-level profit: $425

  • Payout: 40% of $425 = $170

  • Starting Bankroll for P80: $1,671

P80

  • Profit Target: 40% of your $1,671 Level Start Balance = $668

  • Bankroll balance at completion of level: $2,339

  • In-level profit: $668

  • Payout: 80% of $668 = $534

  • The Bankroll is now complete and the challenge ends

Total Payout Earned

  • P10: $20

  • P20: $59

  • P40: $170

  • P80: $534

  • Total Prize Wallet Earnings: $783 (off of $49 to get in, no other fee)


What Happens If I Fail a Level?

You keep everything you've already earned in your Prize Wallet.
If you fail during P40, for example, you still keep the payouts from P10 and P20. In the example above you would keep the $79 you made in your prize wallet.

You only risk your in-level Bankroll, not your Prize Wallet balance.

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