If your insurance terminates on or before your 65th birthday, you may be able to convert your group life insurance to an individual policy, without needing to provide evidence of good health.
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Your application for the individual policy and the first premium must be received by Co-operators Life within 31 days of the termination of your group life insurance.
​If your insurance terminates on your 65th birthday, your application must be received by Co-operators Life within 31 days of your 65th birthday. If you die during this period, the amount of group life insurance available for conversion will be paid to your beneficiary or estate, even if you didn’t apply for conversion. The conversion privilege is not available after your 65th birthday.

Not all types of individual plans are available for conversion and the individual plan will not include any disability, accidental death benefits or any other special benefit.

Refer to your Booklet under Life Insurance Conversion Privilege for further details.