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Co-operators and Travel Coverage
Co-operators and Travel Coverage

COVID's Impact on Co-operator's Travel Coverage

Dusan Baic avatar
Written by Dusan Baic
Updated over a week ago

Latest Statement

As of September 8, 2020

Information below is extracted from the Co-operator's Benefits Now Site as well as the information posted on www.travel.gc.ca regarding travel on cruise ships outside Canada. This information would directly affect the Out of Country coverage.

Out of Country Coverage

See the latest statement from the Co-operators regarding out of country coverage.

Travel Cruise Ships
Canada is advising Canadian citizens and permanent residents to avoid all travel on cruise ships outside Canada until further notice.


Cruise passengers include travellers from around the world who may be arriving from areas with known or unknown spread of COVID-19. The virus can spread quickly on board cruises due to the close contact between passengers. Older people and people with a weakened immune system or underlying medical conditions are at a higher risk of developing severe disease.


Cruise ship outbreaks of COVID-19 indicate that a large number of individuals onboard can become infected.


As the COVID-19 situation evolves, many countries outside of Canada have put policies and restrictions in place to contain the global outbreak. These restrictions may impact a cruise traveller's:

  • itinerary

  • ability to disembark

  • access to health care

If an outbreak of COVID-19 occurs on your cruise ship while you are outside of Canada:

  • you could be subject to quarantine procedures onboard ship or in a foreign country

  • the range of consular services available to those on cruise ships may be significantly restricted by local authorities, especially in situations of quarantine

  • you must quarantine for 14 days upon your return to Canada

The Government of Canada isn’t planning additional repatriation flights to bring Canadians home during the COVID-19 pandemic. If an outbreak of COVID-19 occurs on your cruise ship while you’re outside of Canada, our ability to help may be limited. Your options to return to Canada may also be limited due to decreased availability of flights.


For information on domestic cruises and passenger vessels, refer to the following:
​COVID-19 measures, updates, and guidance for marine transportation issued by Transport Canada

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Archived Statements

Here’s what the Co-operators have to say.

If there is an active travel advisory of Level 3 (Avoid non-essential travel) or Level 4 (Avoid all travel), there is no coverage. Those travelling must check the Government of Canada website to verify the level of their destination, up to the moment of their flight, as levels can change at any time.

Please note: if the country you are travelling to becomes a Level 3 or 4, as per the Government of Canada (https://travel.gc.ca/travelling/advisories.), after the time of departure, out-of-country coverage will remain in effect as this will be considered an unforeseen event.

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