Caring for your loved one should involve understanding health insurance and how it can help you deliver a better quality of care. As we all know, care can be expensive, but health insurance can help you manage those costs. 

The key here is long term care insurance, which can be taken out as additional cover on top of standard health insurance. Long term care insurance helps you cover the costs associated with helping a loved one perform everyday activities, such as dressing, washing, going to the toilet and movement, both in and outside of the home. 

Long term care insurance is especially important for those who need a high level care because they suffer from an illness and therefore can’t perform everyday tasks. If your loved one suffers from Alzheimer’s or Parkinson’s, long term care insurance could be a wise investment. 

Long term care insurance is provided by insurance companies and applying for it on behalf of your loved one is straightforward, with the best deals accessible online via mainstream insurance search engines. As part of your application, you will need to answer medical questions on behalf of your loved one, and the type and cost of the policy will depend upon a number of factors, including the age of your loved one and their medical needs. 

For help or advice with the application process, you can get in touch with the Birdie Care Team via live chat, phone or email. This is also a subject that you should talk about with your IFA. If you don’t have an IFA, The Society Of Later Life Advisers can provide expert advice. 

The cost of caring for your loved one doesn’t have to be daunting. Insurance is one way to manage the costs and, as with any insurance, the sooner you apply for it, the better.  

With love and care,

Tracey

Did this answer your question?