Card fees explained

You can request your virtual card from the app. Before confirming your request, the app will display the applicable fee, if any.

Whenever additional charges apply—such as currency conversion or, for some purchases, a transaction fee—the app displays the exact amount before you confirm your payment.

Paying with your card in USD does not incur any currency conversion fee.

If you make purchases outside the United States or pay in a currency other than USD, a currency conversion fee applies.

The conversion from the stablecoins used to fund your card is performed using the exchange rate shown in the app.

Do this: If the merchant or payment terminal offers you the option to pay in USD or the local currency, always choose the local currency to receive a better exchange rate.

Some card purchases may be subject to a transaction fee of up to 3%, depending on the type of transaction.

When applicable, the fee is calculated automatically and included in the final amount shown before you confirm your payment.

For a complete breakdown of applicable charges, see the Transaction Fees and Charges article.

Before confirming any purchase, the app displays the exact amount you will pay, including any applicable currency conversion or transaction fees.

This allows you to review the total cost before completing your payment.