When your hire agreement comes to an end, Blike will contact you individually with the ownership options. The first three all avoid the Ownership payment:

Trade-out: you can simply return the bike at the end of your plan. There is no ownership payment in this scenario.
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Trade-in: We offer trade-ins on all our bikes which acts as credit towards your next bike with us. We won't charge the ownership payment, so you simply return your old bike and get credit towards your next bike.
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Roll-over: you can sign a new cycle-to-work agreement at the end of your plan and keep the same bike under our “maintenance and insurance only” service plan.
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Buy-out: you can pay the ownership payment immediately at the end of your plan to keep the bike. You’re still welcome to continue with our “maintenance only” service plan, but you will need to take out your own insurance as you now own the bike.