2025 Contribution Deadlines
To qualify for a 2025 tax deduction, all contributions must be received in a GiveClear-owned account, whether a GiveClear bank account or a managed investment account, by December 31, 2025.
The recommended deadlines below are provided to help ensure your contribution is processed and deposited on time, accounting for standard processing periods and increased year-end volume. Any contributions received, or in the case of USPS, postmarked after December 31, 2025, will be applied to the 2026 tax year.
Checks: Must be postmarked by December 31, 2025
Note: If mailing a check near year end, ensure it is sent via USPS to qualify for the IRS “Mailbox Rule”. Non-USPS senders may not qualify for a 2025 deduction even if postmarked by December 31, 2025.
ACH/Wire/EFT: Transfers must be initiated by December 22, 2025 to ensure contributions are processed and received by December 31, 2025.
Mutual Funds: We strongly recommend that any Mutual Fund transfers are initiated no later than December 10, 2025. To qualify for a 2025 tax deduction, mutual fund shares must be received by GiveClear by 12/31/2025 and are the most common example of lengthy and/or delayed transfers.
Stock/ETF/Bond: We encourage all stock/ETF/bond contributions to be initiated no later than December 18, 2025 to account for year-end custodial volume. Such transfers must be received by GiveClear no later than December 31, 2025 to qualify for 2025 deductions.
2025 Grant Timelines
To help ensure your recommended grants are received by charitable organizations before December 31, 2025, please submit your grant requests by the deadlines below.
These dates account for typical processing times, mailing delays, and increased year-end volume.
Check Grants: Submit recommendations by December 9, 2025 to allow adequate time for processing and postal delivery.
ACH: Submit recommendations by December 20, 2025 to ensure sufficient time for electronic transfer and confirmation.
Grant requests submitted after these dates will be processed as promptly as possible, but delivery to recipient charities before year-end cannot be guaranteed.