You can use payroll and direct credit payments to create and authorise multiple payments in one go. This is handy for things such as payments to contractors and suppliers, or staff wages. You have the option of using an imported file or template, or making a one-off payment.
We recommend that you use the payroll payment type to pay your staff, rather than direct credit. You can create different permissions for the two payment types, giving you more control over which users can see and make payroll payments.
The cut-off time for direct credit and payroll is 11:45pm. More information about processing times.
Making a payment from a file
You can upload payment files to Business Banking from software packages like Xero or MYOB. Make sure that you create the right file type. Refer to our file format guide for more information.
Go to the Transfer/Pay tab.
Choose Import a Transaction File from the left-hand menu.
From the dropdown menu, choose the kind of direct credit you’d like to make.
Use Browse to choose and upload your file.
Click on Import File. We’ll validate your file and let you know if there are any problems with the format.
You can choose to individualise your payment in the Set up your statement details area. Do this by selecting as individual transactions indicator. This means the transaction items will appear as separate transactions on your statement. Note that this may change the payment’s fees.
If you've selected as individual transactions, you can change the particulars, code and reference fields using the dropdown menu.
Click on Review.
Click on Show Transaction Items if you want to see the details of each of the payments.
Click Confirm.
Your payment is now ready to be authorised.
Making a payment from a template
Go to the Transfer/Pay tab.
Choose Make a Direct Credit Payment from the left-hand menu.
From the dropdown menu, choose the kind of direct credit you’d like to make.
Choose Make a template payment, select your template from the dropdown menu and click Next.
Choose whether you want to individualise your payment in the Set up your statement details area.
If you've selected as individual transactions, you can change the particulars, code and reference fields using the dropdown menu.
Click on Review to finish creating the payment.
Click on Show Transaction Items if you want to see the details of each of the payments.
Click on Confirm.
Your payment is now ready to be authorised.
Creating a payroll or direct credit template
You can set up templates and reuse them each time you make a payment. Set up a template by entering the payment details manually, or upload a payment file.