You can use direct debits to collect regular payments from your customers or clients, such as membership fees or hire purchase payments. Collect direct debits from an imported file or template, or collect a one-off direct debit.
To collect direct debits, we need to approve your organisation as a direct debit initiator, and give you an authorisation and approval code.
To become a direct debit initiator, talk to your BNZ Relationship Manager.
Collecting a one-off payment
Go to the Transfer/Pay tab.
Choose Collect a Direct Debit from the left-hand menu.
Choose Collect a One-off payment and click Next.
Select the account you want the payment to be paid into.
From the dropdown menu, choose a Direct Debit Authorisation Code.
Change the Transaction Name information to change what you’ll see on your statement.
Change the Name information to what the payer will see on their statement.
Fill in the payment details.
Click on Add Item and enter the details of the person you want to collect a payment from.
Click on Add Another to add more payees, or click on the Add & Close to leave the window.
Click on Review to finish creating the direct debit.
Click on Confirm.
Your payment is now ready to be authorised.
Collecting a payment from a file
You can upload direct debit collection files from software packages such as Xero or MYOB to Internet Banking for Business. Make sure that you create the right file type.
Go to the Transfer/Pay tab.
Select Import a Transaction file and click Next.
Use Browse to choose and upload your file.
Click on Import file. We’ll validate your file and let you know if there are any issues with it.
You can choose to individualise your payment in the Set up your statement details area by selecting the as individual transactions indicator. This means that the transaction items will appear as separate transactions on your statement. This may change the transaction’s fees.
If you have selected as individual transactions, you can change the particulars, code, and reference fields using the dropdown menu.
Click on Review.
Click on Show transaction items if you want to see the details of each of the payments.
Click on Confirm.
Your payment is now ready to be authorised.
Collecting a payment from a template
Go to the Transfer/Pay tab.
Choose Collect a Direct Debit from the left-hand menu.
Choose Collect a Template payment, select your template from the dropdown menu, and click Next.
Choose whether you want to individualise your payment in the Set up your statement details area.
If you have selected as individual transactions, you can change the particulars, code, and reference field using the dropdown menu.
Click on Review to finish creating the direct debit.
Click on Confirm.
Your payment is now ready to be authorised.