There are 3 steps to reporting your rent to the credit bureaus with BoomReport.
Step 1: Enroll in BoomReport
To enroll in BoomReport, download the Boom app here and complete the signup flow — it takes less than 7 minutes.
You will need the following to enroll:
Your Social Security number, date of birth, and current address
A copy of your rental agreement (lease)
Access to the bank account you use to pay rent, which you'll connect via Plaid (a secure bank-linking service)
Accepted rent payment methods:
Boom can verify rent payments made via:
Zelle, Cash App, or Venmo
Check or ACH (bank transfer)
Your rental portal
Not accepted:
Cash, money orders, or cashier's checks
Rent receipts
Boom does not call your landlord to verify payment
💡 Tip: Linking your rental portal (if you have one) is highly encouraged — it makes verification faster and more reliable.
Step 2: Boom verifies your data
After you enroll, Boom verifies your identity, payment history, and lease data. This process does not include a soft or hard credit pull, so it will not affect your credit score.
If there is an issue with your data, Boom will notify you directly. If you have questions or made a mistake during enrollment, chat with our team using the in-app chat button.
Step 3: Your credit report is updated
If Boom successfully verifies your current or past rental payments, your rental tradeline will be added to your credit report within 30 days of verification.
Going forward, each month you pay rent, that payment is added as a positive entry to your rental tradeline — continuing to build your credit history over time.
What to expect for your credit score:
On average, Boom customers see a credit score increase of 28 points, with some users seeing increases of up to 105 points.
