VantageScore 3.0 is the third version of the alternative credit score model to FICO. While there are some similarities, a VantageScore credit score has a different scoring system than FICO.

It is critical that customers know that FICO and Vantage Score Solutions are two different competing companies. FICO is the industry leader while Vantage Score was created by Experian, Equifax and Transunion in 2006.

Boom's goal for rent reporting is to help customers improve their FICO credit scores so it is very important customers know the difference.