There are multiple factors to consider when explaining the variation in your credit scores among different credit bureaus. These factors include the version of the credit scoring system used, the credit scoring model applied, and the specific dates on which the scores were accessed.
At Boom, we utilize the following credit score models:
• FICO 9
• FICO 10
• Vantage 3.0
We ensure that we strictly adhere to the appropriate reporting guidelines. Our commitment includes timely reporting of rental information to all three credit bureaus in real-time.
TLDR: Each credit bureau has their own proprietary scoring system, which explains why credit scores vary
Written by Team Boom
Updated over a week ago