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Virtual Cards: Complete Guide and FAQs

Quick answers to help you create, manage, and make the most of your Virtual Card.

  • What is a virtual card?

A virtual card is a digital card that allows you to make online payments without using a physical card. Your BovaRefill virtual card is linked to your BovaRefill wallet.

  • How do I create a virtual card?

Go to Virtual Cards, select Create Card, choose your preferred card type, select the wallet you want to pay from, enter your billing address, and complete the payment.

  • What virtual card options are available?

BovaRefill currently offers the Flex Virtual Card and The Ultra Virtual Card.

  • What is the Flex Virtual Card?

Flex is a USD virtual card designed for everyday online payments.

  • What is the Ultra Virtual Card?

Ultra is a virtual card option with higher spending limits and additional USD spending features.

  • How much does it cost to create a Flex Virtual Card?

The card creation fee is $1.50.

  • How do I fund my virtual card?

Your virtual card is funded through your BovaRefill Wallet. Make sure you have sufficient funds in your wallet before using the card.

  • What are the spending limits for my virtual card?

The Flex Virtual Card has a $1,000 daily spending limit and a $500 per-transaction limit.

  • Which wallet currencies can I use to create my virtual card?

You can select an available BovaRefill wallet when creating your card. The available wallet options are displayed during the card creation process.

  • Do I need a billing address to create a virtual card?

Yes. You will need to provide your billing address details when creating the card.

  • Where can I use my BovaRefill virtual card?

You can use your virtual card for eligible online payments and purchases wherever the card is accepted.

  • How do I view my virtual card?

Go to Virtual Cards from your BovaRefill dashboard to view your available virtual cards.

  • What happens if I don’t have enough funds to create a virtual card?

You need sufficient funds in the selected wallet to cover the card creation fee before you can create the card.

  • Can I create more than one virtual card?

Currently, you can create one virtual card on your BovaRefill account.

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