Cardeo is designed to protect your credit score. When you apply for Cardeo Credit, we first find out if you’ll be accepted by running a soft search of your credit history. This doesn’t affect your credit file in any way – no matter the result.
It is only when we’re sure you’ll be accepted, and go on to complete the application and open your account, that the check is reported to your credit file.
See also how your credit score is affected by: