Up to your Cardeo Credit limit
A personal credit limit is set when you qualify for Cardeo Credit. It’s the maximum amount that we can lend you, even if it’s lower than your credit card balances.
Only from credit cards
You can only transfer credit card borrowing to Cardeo Credit. If your credit card borrowing is less than your Cardeo Credit limit, the card balance is how much you will be able to transfer.
Cards must be included
You can only transfer borrowing from cards that are connected to the app. If a connected card is on an interest rate at least 1% higher than your Cardeo Credit interest rate you will be able to transfer its balance across. Credit cards can be added at any time, even after your Cardeo Credit facility is live.