If you miss a repayment to Cardeo Credit and the amount becomes overdue, your account falls into arrears.
Each missed credit repayment incurs a late payment fee of £12
Missed credit repayments appear on your credit file and may affect your ability to get credit in the future
The longer you are in arrears, the more you’ll have to pay back in interest
The best thing to do if you have missed a repayment is to make a payment in the app as soon as you can. This will get your account out of arrears.
Unable to make a payment?
If you are not able to make a payment, contact our support team. Once they’ve heard about your individual situation they can help to support you and find a suitable way forward. They will explain options available to you, which may include setting up a repayment plan or getting some breathing space.
Phone: 0330 828 3678
You may also benefit from the free, independent advice of debt and wellbeing organisations.