The average interest rate of Cardeo Credit and representative annual percentage rate (APR) are on our Cardeo Credit web page.

If you are successful in applying for Cardeo Credit, you’ll be offered an interest rate personal to you. You can then choose whether or not to accept it.

We guarantee that the Cardeo Credit interest rate will be lower than some or all of your credit cards, by at least 1%. Any credit cards that we cannot beat by at least 1% will not be included in your Cardeo Credit offer.