When most banks process transactions (especially for credit cards) they initially put the transaction into a pending state. Often you can see the pending transactions when you login to your internet banking service. 

Different banks label them in different ways – some include the word pending in the transaction description, others describe the transaction as a purchase authorisation. 

Because banks may change this transaction description when they change its status to posted, it makes it difficult for us to accurately categorise these transactions while they are in a pending state.

We wait until the transaction has been marked as complete (posted) by your bank before we automatically categorise or allow you to categorise/tag or add rules for it.
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