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What is the refund policy?

When a refund is available, how to submit one, and how long the process takes

Catalyst offers a full refund on Challenge purchases under specific conditions. If you have not placed any trades and your request is within 14 days of purchase, you are likely eligible. This article covers exactly when a refund is and is not available, how to request one, and what to expect.

When a refund is available

A refund may be approved if all of the following are true:

  • Your request is submitted within 14 days of your original purchase date

  • No trades have been placed on the account — not a single trade of any size

  • The purchase is a Challenge entry fee — not a reset

  • No prior refund has been issued on the same Challenge type for your account

You can log in, browse the platform, and review markets without affecting your refund eligibility. Eligibility is lost the moment a trade is placed, not when you first access the account.

When a refund is not available

  • Any trade has been placed on the account — even one trade of any size

  • The request is submitted more than 14 days after the original purchase date

  • The purchase is a reset — reset purchases are final and non-refundable

  • The request is based on trading results, losses, or dissatisfaction with platform mechanics

  • A prior refund has already been issued on the same Challenge type for your account

How to request a refund

Contact support and include:

  • Your account email address

  • The date of purchase

  • The last 4 digits of the card used for payment

  • A brief explanation of your request

Refunds are returned to the original payment method only. They cannot be redirected to a different card, a wallet, or a third party.

How long refunds take

Stage

Timeline

Refund approval decision

Within 2 business days in most cases

Refund processing (from approval date)

Within 10 business days

Payment provider processing

Typically 3–7 additional business days

Total time from approval to receipt may be up to 15 business days depending on your bank or payment provider. Partial refunds are not issued under any circumstances.

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