What is Chipper?

How It Works

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Written by Hello
Updated over a week ago

Chipper, the #1 app for student loan borrowers was created by a former student debt holder who wanted to help others overcome the burden of student debt. Let’s face it — student loan management is confusing, and with over $175 Trillion in student loan debt affecting over 45 million Americans, there needs to be a better way. Chipper's mission is to empower everyday borrowers to tackle debt with clear, accessible forgiveness, repayment, and debt-busting solutions.

With 140,000+ users (and counting), here’s how Chipper guides borrowers on their path to tackle debt faster:

  • Discover forgiveness eligibility and quickly apply Public Service Loan Forgiveness (PSLF).

  • Lower your monthly payments with transparent repayment options and straightforward enrollment guidance.

  • Avoid interest and pay down debt faster with Chipper Round-Ups — free to use until payments resume!!

Chipper Rounds-Ups are where small contributions can save you thousands! Securely link a checking account and any debit or credit cards used for everyday purchases and Round-Ups automatically applies the spare change to your highest-interest loan.

  • On average, Round-Ups members apply $35 per month towards their loan, saving them over $6,000 in interest and paying off debt 3 years faster.

  • Track your transactions directly in the Chipper app.

  • Set your minimum and maximum Round-Ups to ensure you’re tackling debt at a rate that works for your budget.

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