Chipper can help reduce the amount of time and money you spend paying off your student loan balance. With 140,000+ users (and counting), Chipper helps you make the smartest decisions around your student loans and pay less towards student debt over time by discovering forgiveness program eligibility and applying with ease, discovering the right payment plan, and chipping away with features that help you tackle debt faster.
Explore Forgiveness Options and Apply with Ease
Ensure that you aren’t paying thousands of dollars toward your student loan debt when you don’t have to! While more students benefited from forgiveness in 2021 than ever, the total dollar amount forgiven was less than 0.6%. of the national outstanding student loan debt balance. If you have federal student loans, there are several programs that enable you to get some type of forgiveness.
Employment with a government entity or non-profit organization may make you eligible for Public Service Loan Forgiveness (PSLF).
If you’re a Chipper member, discover other helpful resources on forgiveness in the Chipper Club.
Lower Monthly Payments and Save with the Right Repayment Plan
See how much you’ll save on the new REPAYE IDR plan announced by the Biden Administration in August 2022.
If you’re a Chipper member, discover other helpful resources on forgiveness in the Chipper Club.
Chipper Round-Ups — Easy automatic payments that tackle your debt faster without breaking your budget.
Spend like normal and Chipper will automatically round up your spare change from everyday purchases towards your highest-interest loan, helping you avoid interest and pay down debt faster without shaking up your budgets or impacting your lifestyle.
On average, Round-Ups members apply $35 per month towards their loan, saving them over $6,000 in interest and paying off debt 3 years faster.
Track your transactions directly in the Chipper app.
Set your minimum and maximum Round-Ups to ensure you’re tackling debt at a rate that works for your budget.