The unfortunate truth is that many times there are very few options for early stage founders. Without personal wealth, family wealth, or a wealthy network, founders must turn to outside sources of financing.

Traditional bank debt often requires operating history or hard assets to pledge as collateral.

Venture capital typically want to see some type of traction and your business must fit the $1 billion unicorn growth model.

Other pre-traction funding options could include actual product sales, pre-product sales, grants, credit card debt, home equity lines of credit, crowdfunding and a small handful of other options.

Chisos offers a tool to fill this funding gap in the form of a Convertible Income Share Agreement. We are essentially using your future income potential as a way to underwrite and and fund your idea or business.

We think our tool is more flexible and less burdensome than debt and usually much less dilutive than other early stage equity investment options.

We want every founder to understand their funding options and understand the Chisos CISA mechanics completely before deciding on a funding route.